Raisin

Executive Summary

Raisin is a Berlin-based pan-European savings and investment marketplace connecting retail savers with banks across the EU, UK, and US. The company acts as an intermediary, facilitating access to diverse savings products for consumers while providing banks with a cost-effective way to attract deposits. Its platform addresses the fragmentation of the European banking market, offering a streamlined solution for both savers and financial institutions. Given the ongoing trend of rising interest rates, Raisin is well-positioned for continued growth by optimizing returns for savers and expanding its banking partnerships. The competitive landscape for digital savings platforms is intensifying, but Raisin's established presence and broad geographical reach offer a significant advantage.